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Refund Policy

Effective Date: December 18, 2025

HealthPrivy.com (“HealthPrivy,” “we,” “us,” or “our”) provides digital health and wellness content, including premium articles, educational courses, tools, and subscription-based services. This Refund Policy explains how payments, cancellations, and refunds are handled.

By purchasing or subscribing to any HealthPrivy service, you acknowledge that you have read, understood, and agreed to this Refund Policy.

1. Subscription Overview

When you purchase a subscription to HealthPrivy.com (“Subscription”), you gain immediate access to premium digital content and services, including educational materials and member-only resources.

By completing your purchase, you authorize HealthPrivy, through a secure third-party payment processor, to charge your selected payment method for the applicable Subscription fee, including any required taxes.

You are responsible for ensuring that your payment information remains accurate and up to date to avoid service interruption.

2. Digital Products & No-Refund Policy

Why We Maintain a No-Refund Policy

HealthPrivy provides immediate, irrevocable access to digital content upon subscription. Once access is granted, the content cannot be “returned,” and system resources are allocated to support your membership.

For this reason:

All Subscription payments are final, non-refundable, and non-transferable, except where expressly required by law or outlined in this policy.

By completing your purchase, you acknowledge that:

  • You are purchasing digital content and services
  • Access is provided immediately upon payment
  • You waive the right to request a refund once access is granted

This policy is clearly disclosed during signup and checkout, and purchase completion constitutes acceptance.

3. Subscription Billing & Renewal

Billing Cycle

  • Subscriptions are billed annually, unless otherwise stated
  • The full Subscription fee is charged upfront at the time of purchase

Automatic Renewal

  • Subscriptions automatically renew at the end of each billing cycle. You will be notified before we apply a renewal charge.
  • Renewal charges are billed at the then-current rate
  • You will continue to have uninterrupted access unless you cancel

4. Cancellation Policy

You may cancel your Subscription at any time through your account’s billing dashboard.

  • Cancellations take effect at the end of the current billing cycle
  • No prorated refunds are issued for unused time
  • You will retain full access until the Subscription period ends

5. Limited Exceptions

While refunds are not generally offered, HealthPrivy may consider a refund at its sole discretion under the following limited circumstances:

Billing Errors

If a verified technical error on our end results in:

  • Duplicate charges
  • Incorrect billing amounts

You may contact our support team for review. If approved, refunds will be processed to the original payment method.

Refund eligibility in these cases is determined exclusively by HealthPrivy.

6. Disputes & Chargebacks

We are committed to resolving concerns quickly and fairly.

If you experience any billing or service issues, please contact HealthPrivy Support before initiating a chargeback or dispute with your payment provider.

Initiating a chargeback without first contacting us may:

  • Delay resolution
  • Result in account suspension
  • Be considered a violation of this Refund Policy and our Terms of Service

In the event of a dispute, we may provide the payment processor with:

  • Proof of policy acceptance at checkout
  • Account activity and access logs
  • Records showing delivery of digital services

7. Policy Updates

HealthPrivy reserves the right to update or modify this Refund Policy at any time to reflect changes in:

  • Business operations
  • Technology
  • Legal or regulatory requirements

Material changes will be communicated via email or platform notifications. Continued use of HealthPrivy services after updates constitutes acceptance of the revised policy.

8. Contact Us

If you have questions about this Refund Policy or need assistance, please contact:

HealthPrivy Support
📧 Email: [support@healthprivy.com]
🌐 Website: https://www.healthprivy.com

Final Note

HealthPrivy is committed to transparency, integrity, and high-quality educational content. Our policies exist to protect both our members and the sustainability of the platform.

Thank you for trusting HealthPrivy.com with your health and wellness journey